Bankruptcy Basics

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is one of the most common types of bankruptcy. However, the Bankruptcy Abuse Prevention and Consumer Protection Act, that took affect October 17, 2005, requires many cases that once were eligible for Chapter 7 relief to be filed as Chapter 13 bankruptcies. The new law set income limits for filing Chapter 7 bankruptcy. This will require debtors to pay back a portion of their debts through a Chapter 13 plan. Additionally, debtors will be required to complete a course in financial management prior to getting a Chapter 7 discharge…

Read More


Chapter 13 Bankruptcy

Chapter 13 bankruptcy involves rehabilitation and government protection and is designed for people with a regular income and those whose income exceeds that allowed under Chapter 7.

Chapter 13 bankruptcy allows you to keep valuable assets. Gunger Law  tailors a plan to meet your financial needs and desires that will structure repayment of your debts over a three- to five-year period. This plan allows you to “catch up” on your overdue payments by paying a percentage of what you owe…

Read More

Hours of Operation: Monday–Friday, 9 a.m.–5 p.m. Closed Saturday and Sunday

Ask about Our Flat Fees & Payment Plans • Free Parking • Our Facility Is Handicap Accessible

We accept all major credit cards!

Merchant Equipment Store Credit Card Logos